Legal Disclaimer

General Information and Educational Purpose

The information provided on draltonemedia.sbs and all associated platforms by draltonemedia is intended for educational and informational purposes only. All content, including but not limited to articles, guides, tutorials, courses, and budget essentials materials, should not be considered as professional financial advice, investment recommendations, or personalized financial planning guidance.

draltonemedia operates as an educational platform focused on budget essentials and financial literacy. We aim to provide general knowledge that may help individuals develop better understanding of personal finance concepts. However, every individual's financial situation is unique, and what works for one person may not be suitable for another.

No Professional Advice

draltonemedia and its representatives are not licensed financial advisors, certified public accountants, investment advisors, or legal professionals unless explicitly stated otherwise. The content provided through our platform should not replace professional consultation with qualified experts in relevant fields.

We strongly recommend that you seek advice from appropriate professionals before making any significant financial decisions, investments, or legal commitments. This includes but is not limited to:

• Investment decisions and portfolio management
• Tax planning and compliance matters
• Legal contracts and business formations
• Insurance needs and coverage decisions
• Estate planning and wealth management
• Debt management and credit-related decisions

Information Accuracy and "As Is" Provision

While draltonemedia strives to provide accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or reliability of all content presented on our platform. Financial markets, regulations, and best practices evolve constantly, and information that was accurate at the time of publication may become outdated.

All information is provided "as is" without any warranties, express or implied. We make no representations or warranties regarding the accuracy, completeness, suitability, or validity of any information provided. Users access and use this information at their own risk and discretion.

draltonemedia reserves the right to modify, update, or remove any content without prior notice. We encourage users to verify information independently and consult current sources before making decisions based on our content.

Limitation of Liability

To the fullest extent permitted by law, draltonemedia, its officers, directors, employees, affiliates, and representatives shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to the use of our platform or content.

This limitation includes but is not limited to damages for loss of profits, business interruption, loss of data, or other intangible losses resulting from:

• Use or inability to use our services or content
• Reliance on information provided through our platform
• Errors, omissions, or inaccuracies in our content
• Technical issues or platform unavailability
• Actions taken based on our educational materials

Users acknowledge that they are solely responsible for their financial decisions and any consequences that may result from acting on information obtained through draltonemedia's platform.

No Guarantees or Warranties

draltonemedia makes no guarantees regarding financial outcomes, success rates, or specific results that may be achieved by following our educational content. Financial success depends on numerous factors including but not limited to individual circumstances, market conditions, economic environment, and personal dedication.

We do not warrant that our educational materials will meet your specific needs or that the information provided will be suitable for your particular situation. Past performance or hypothetical examples should not be considered indicative of future results.

External Links and Third-Party Content

Our platform may contain links to external websites, resources, or third-party content for educational purposes. draltonemedia does not endorse, control, or assume responsibility for the content, accuracy, or practices of these external sites.

Users access third-party content at their own risk. We encourage careful evaluation of external resources and recommend verifying information through multiple sources before making decisions based on third-party content.

Jurisdictional Considerations

draltonemedia operates from Malaysia, and our content may reflect local context and regulations. However, users from different jurisdictions should be aware that laws, regulations, and financial practices vary significantly between countries and regions.

Information provided may not be applicable or suitable for users in jurisdictions other than Malaysia. Users are responsible for understanding and complying with their local laws and regulations when implementing any financial strategies or concepts.

Modification of Terms

draltonemedia reserves the right to modify, update, or change this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website. Users are encouraged to review this disclaimer periodically to stay informed of any updates.

Continued use of our platform after any modifications constitutes acceptance of the revised disclaimer. If you do not agree with any changes, please discontinue use of our services.